Dental insurance is intended to help you pay for your dental treatment, by offering you cover if you need to have dental treatment. In exchange for paying an excess, your treatment will be paid for by your insurance company. But is this a cost effective approach?
Dental insurance is largely very popular because dental work is very expensive. You might find yourself needing some very expensive dental work, including fillings, root canal treatments and crowns if you break or crack a tooth. If you cannot afford to pay for it, insurance will ensure that you can. However, if you don’t need dental treatment often, insurance may not be cost effective – though your premium will probably be a lot lower. If you’re concerned about not being able to afford dental treatment, insurance might be a good idea. It will ensure you can pay for your treatment as and when you need it so you can maintain good oral health.